<?xml version="1.0" encoding="UTF-8"?><rss xmlns:dc="http://purl.org/dc/elements/1.1/" xmlns:content="http://purl.org/rss/1.0/modules/content/" xmlns:atom="http://www.w3.org/2005/Atom" version="2.0"><channel><title><![CDATA[True Roots Coverage]]></title><description><![CDATA[Protecting What Matters Most]]></description><link>https://www.protectwithkathleen.ca/blog</link><generator>RSS for Node</generator><lastBuildDate>Sat, 27 Jun 2026 15:57:25 GMT</lastBuildDate><atom:link href="https://www.protectwithkathleen.ca/blog-feed.xml" rel="self" type="application/rss+xml"/><item><title><![CDATA[Why Critical Illness Coverage is Your New Best Friend]]></title><description><![CDATA[Critical illness coverage is like that friend who shows up at a party with a pizza when everyone else brings chips—unexpected but super helpful! It pays out a lump sum if you get diagnosed with a serious illness, allowing you to cover medical bills, daily expenses, or even turn your home into a luxurious fortress of solitude. Just remember, it’s not a replacement for your health insurance; it’s more like the sidekick that swoops in to save the day when things get tough. Here’s why critical...]]></description><link>https://www.protectwithkathleen.ca/post/understanding-coverage-for-critical-illness-insurance-details</link><guid isPermaLink="false">69f1295024f9d3e5cd715067</guid><pubDate>Mon, 15 Jun 2026 14:01:11 GMT</pubDate><enclosure url="https://static.wixstatic.com/media/2506e0_068c1c9cbf734047ad1c1e3a705d1932~mv2.png/v1/fit/w_1000,h_768,al_c,q_80/file.png" length="0" type="image/png"/><dc:creator>Kathleen Tran</dc:creator></item><item><title><![CDATA[Understanding Minor Hockey Insurance: What Every Parent Should Know]]></title><description><![CDATA[Most parents think:   "If my kid is in minor hockey, they're insured."  That's only half true. The half they don't tell you? That's where the financial damage happens.  "Covered" is doing a LOT of heavy lifting here Yes—your child is insured. But only when they are: At sanctioned practices At official games At approved tournaments Following exact association rules Now here's the uncomfortable part:   The moment hockey happens outside that box, coverage can disappear. And hockey doesn't...]]></description><link>https://www.protectwithkathleen.ca/post/your-kid-is-not-fully-covered-in-hockey-and-most-parents-find-out-too-late</link><guid isPermaLink="false">6a0dbf17ce2b5b4a4d6d0718</guid><pubDate>Wed, 20 May 2026 14:03:03 GMT</pubDate><enclosure url="https://static.wixstatic.com/media/11062b_566a5e685482430ba12d4c6a75413dfe~mv2.jpg/v1/fit/w_1000,h_1000,al_c,q_80/file.png" length="0" type="image/png"/><dc:creator>Kathleen Tran</dc:creator></item><item><title><![CDATA[Your Cheerleader Can Fly Through the Air… But Can Your Insurance Stick the Landing? ]]></title><description><![CDATA[Cheerleading parents will spend: ✔️ often $5,000–$10,000+ per season once you include: monthly tuition competition fees uniform shoes practice wear travel/hotels for competitions extra tumbling classes ✔️ 14 hours in a freezing arena on a Saturday …but somehow still assume, “I’m sure the insurance is fine.”  Here’s the awkward part: many cheer athletes in Alberta have coverage limits that are surprisingly low compared to how intense the sport actually is. And let’s be honest… cheer is...]]></description><link>https://www.protectwithkathleen.ca/post/your-cheerleader-can-fly-through-the-air-but-can-your-insurance-stick-the-landing</link><guid isPermaLink="false">6a09c78aff1c06f8d4a6b270</guid><pubDate>Sun, 17 May 2026 14:02:01 GMT</pubDate><enclosure url="https://static.wixstatic.com/media/11062b_9ab51d63ca474b3b9d7ecc0d5af5919d~mv2_d_6720_4480_s_4_2.jpg/v1/fit/w_1000,h_1000,al_c,q_80/file.png" length="0" type="image/png"/><dc:creator>Kathleen Tran</dc:creator></item><item><title><![CDATA[Dear Business Owner: If You Don’t Work… Does Your Mortgage Accept Good Vibes?]]></title><description><![CDATA[Let’s talk about the harsh truth nobody puts on an inspirational mug: If you’re self-employed or own a business, when you stop working… the money often stops too. No boss is sending you paid sick days. No HR department is handing you a fruit basket and short-term disability forms. No magical cheque appears because you “really need a break.” It’s just you, your body, your skills, and a pile of bills that somehow never miss a payment. Business Owners Are Built Different… But Still Human I work...]]></description><link>https://www.protectwithkathleen.ca/post/dear-business-owner-if-you-don-t-work-does-your-mortgage-accept-good-vibes</link><guid isPermaLink="false">69f22d5abc2ce3253fd25de2</guid><pubDate>Thu, 14 May 2026 14:00:29 GMT</pubDate><enclosure url="https://static.wixstatic.com/media/2506e0_b9e1a11badeb4cc88007457c39701dee~mv2.jpg/v1/fit/w_1000,h_1000,al_c,q_80/file.png" length="0" type="image/png"/><dc:creator>Kathleen Tran</dc:creator></item><item><title><![CDATA[What Happens If You Can’t Work for 6 Months in Canada? (Real Costs + What to Do)]]></title><description><![CDATA[introduction What would actually happen if you couldn’t work for the next 6 months? Not a vacation. Not time off. We’re talking about an injury, unexpected accident, or situation where income suddenly stops. For most Canadian families, this isn’t something they’ve fully thought through—until it happens. And when it does, the financial impact hits fast. The Reality: Bills Don’t Stop When Income Does Let’s break this down simply. If you’re off work, your income may drop—or disappear completely....]]></description><link>https://www.protectwithkathleen.ca/post/what-happens-if-you-can-t-work-for-6-months-in-canada-real-costs-what-to-do</link><guid isPermaLink="false">69f8c0f85caf4ed272ba7c17</guid><pubDate>Mon, 04 May 2026 17:48:21 GMT</pubDate><enclosure url="https://static.wixstatic.com/media/2506e0_0cdc38c0ae4d4d9da858332de98a8129~mv2.jpg/v1/fit/w_1000,h_600,al_c,q_80/file.png" length="0" type="image/png"/><dc:creator>Kathleen Tran</dc:creator></item><item><title><![CDATA[One Crash Away: What Every Dirt Bike Family Needs to Know]]></title><description><![CDATA[Motocross Families Are Missing This]]></description><link>https://www.protectwithkathleen.ca/post/one-crash-away-what-every-dirt-bike-family-needs-to-know</link><guid isPermaLink="false">69ed131781e17196bd286a27</guid><pubDate>Mon, 27 Apr 2026 15:01:00 GMT</pubDate><enclosure url="https://static.wixstatic.com/media/2506e0_92ef37ec23504f5584d2c203c3478af1~mv2.jpeg/v1/fit/w_1000,h_1000,al_c,q_80/file.png" length="0" type="image/png"/><dc:creator>Kathleen Tran</dc:creator></item><item><title><![CDATA[The Consequences of Losing Income ]]></title><description><![CDATA[Most Canadians never imagine what life would be like without a steady paycheck—until it happens. We protect our homes, cars, and even our phones, but often overlook the most critical asset: our ability to earn an income. Losing that income for six months can create serious challenges that ripple through every part of life. The Reality Most Families Face Missing a single paycheck can cause stress. Missing several months can be devastating. Bills don’t stop arriving just because you can’t work....]]></description><link>https://www.protectwithkathleen.ca/post/the-consequences-of-losing-income-for-six-months-and-how-to-prepare</link><guid isPermaLink="false">69eb822c8d49bd7442f1a227</guid><pubDate>Fri, 24 Apr 2026 14:51:42 GMT</pubDate><enclosure url="https://static.wixstatic.com/media/2506e0_23697049d11d4c2f9653d2599a4ea933~mv2.png/v1/fit/w_1000,h_768,al_c,q_80/file.png" length="0" type="image/png"/><dc:creator>Kathleen Tran</dc:creator></item></channel></rss>