Most parents think: 👉 "If my kid is in minor hockey, they're insured." That's only half true. The half they don't tell you? That's where the financial damage happens. 🥅 "Covered" is doing a LOT of heavy lifting here Yes—your child is insured. But only when they are: At sanctioned practices At official games At approved tournaments Following exact association rules Now here's the uncomfortable part: 👉 The moment hockey happens outside that box, coverage can disappear. An