Let’s talk about the harsh truth nobody puts on an inspirational mug: If you’re self-employed or own a business, when you stop working… the money often stops too. No boss is sending you paid sick days. No HR department is handing you a fruit basket and short-term disability forms. No magical cheque appears because you “really need a break.” It’s just you, your body, your skills, and a pile of bills that somehow never miss a payment. Business Owners Are Built Different… But St